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Judy Kistler
4789 Route 309 | Center Valley, PA 18034
Phone: 610-393-9393 | Office Phone: 610-791-4400 | Fax: 267-354-6225
email: jkistler@remaxcentralinc.com

Judy Kistler's Blog

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Tips for Summer Eye Safety

July 17, 2017 1:00 am

This summer, don’t let your eyes sizzle behind a pair of cheap sunglasses. According to the American Academy of Ophthalmology, when our eyes are exposed to strong sunlight without proper protection, UV rays can burn the cornea and even cause temporary blindness. Long-term sun exposure is linked to more serious eye disease, such as cataracts, eye cancer and growths on or near the eye. A lifetime of exposure also likely increases progression of age-related macular degeneration, a condition that can cause blindness.
Below are a handful of eye safety tips from the American Academy of Ophthalmology.

Shop right. When shopping for sunglasses, look for a tag or label that says 100 percent protection against both UVA and UVB or 100 percent protection against UV 400. UV protection is the essential piece you need to look for in a pair of sunglasses. Darkness and color do not indicate the strength of UV protection, and neither does the price tag. Even the least expensive sunglasses can offer adequate protection.

Double check if needed. If you doubt your sunglasses have the UV protection claimed by a retail tag, take them to an optical shop. Any shop that has a UV light meter can test your sunglasses. A UV light meter is a handy test for when you doubt your sunglasses have the UV protection claimed by a retail tag or if they are simply old and you want to make sure.

Add a hat. In addition to shades, consider wearing a hat with broad brim. They have been shown to significantly cut exposure to harmful rays.

Check your child. If you’re a parent, make sure your child’s eyes are properly protected. "It's so important for children to wear UV-blocking sunglasses early in life. It's the cumulative damage that occurs over time that puts you at risk of developing sight-robbing eye disease," says Jeff Pettey, M.D., a clinical spokesperson for the American Academy of Ophthalmology. "And it's never too late to pick up the habit. Start protecting your eyes today."

Source: the American Academy of Ophthalmology

Published with permission from RISMedia.


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10 Things You Didn’t Know About Ice Cream

July 17, 2017 1:00 am

Ice cream is an all American sweet treat. While it’s perfect for hot summer days, most Americans enjoy ice cream all year long. In fact, people living in the United States indulge in ice cream more than any nation in the world, averaging a whopping 48 pints per person, per year, according to the National Frozen & Refrigerated Foods Association (NFRA).  Ninety-eight percent of all U.S. households purchase ice cream, with more sold on Sunday than any other day of the week. The NFRA notes that 87 percent have ice cream in their freezer at any given time.

Since ice cream season is in full swing, below are 10 ice cream facts, from the NFRA.

Top Ten Cool Ice Cream Facts

- The first ice cream parlor in America opened in New York City in 1776.
- It takes 3 gallons of milk to make one gallon of ice cream.
- A cow gives enough milk to make 2 gallons of ice cream per day - that's 730 gallons per year.
- About 10 percent of all milk produced in the US is used to make ice cream.
- The most popular ice cream flavors are Vanilla, Chocolate, Cookies 'n Cream, Strawberry and Mint Chocolate Chip.
- The favorite ice cream topping is chocolate syrup.
- It takes about 50 licks to finish a single scoop ice cream cone
- One in 10 people admit to licking the bowl clean after eating ice cream, and 1 in 5 share with their pet.
- Cherry is the number one popsicle flavor.
- Twin popsicles were invented during the Depression so two children could share one treat.

Source: National Frozen & Refrigerated Foods Association (NFRA)

Published with permission from RISMedia.


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For the Real Estate Market, the Outlook is Good

July 14, 2017 1:00 am

Despite the rise in home prices and affordability issues in several pockets of the country, the U.S. housing market has a bright future. According to Nationwide’s latest forward-looking barometer of U.S. housing market health, the primary reason for the positive outlook is simple: housing demand. Household formation growth picked up sharply over the last quarter to move above the long-term average, and job gains remain solid.

According to Nationwide's Health of Housing Markets Report (HoHM Report), household growth is expected to remain above average during the next few years, increasing demand on an already limited supply of homes. In fact, while the National Association of REALTORS® recently reported that national home inventory is at about four months at the current sales pace, several markets are experiencing just a month's supply of inventory turnover in half – and even a quarter – of that amount of time.

The report also found that, regionally, the rankings show positive and healthy housing trends in more than 75 percent of MSAs, suggesting sustainable expansion during the next year.

While markets with strong ties to the energy sector (including North Dakota, Texas, Louisiana, and Alaska) continue to dominate the bottom 10 rated MSAs, the outlook for housing in these areas is slowly improving as energy production and employment recover.

MSAs with the lowest housing inventory are, in order: Seattle-Bellevue-Everett, Wash.; Denver-Aurora-Lakewood, Colo.; Tacoma-Lakewood, Wash.; Boulder, Colo.; Fort Collins, Colo.; Portland-Vancouver-Hillsboro, Ore.-Wash.; Mankato-North Mankato, Minn.; Olympia-Tumwater, Wash.; San Francisco-Redwood City, Calif.; Sacramento-Roseville, Calif.; Fort Worth-Arlington, Texas; Dallas-Plano-Irving, Texas; San Diego-Carlsbad, Calif.; Columbus, Ohio; and Oakland-Hayward-Berkeley, Calif.

The 10 top metro areas in the index are, in order: Lancaster, Pa.; Scranton-Wilkes-Barre, Pa.; Fort Smith, Ark.-Okla.; Lawton, Okla.; Durham-Chapel Hill, N.C.; Pittsfield, Mass.; Toledo, Ohio; Springfield, Mass.; Philadelphia; and Vineland-Bridgeton, N.J.

Source: Nationwide

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Priciest Zipcodes, Unveiled

July 14, 2017 1:00 am

It’s no secret that some areas of the country are pricier than others. To explore this,

GOBankingRates used data from Zillow to find out how zipcodes stacked up against one another. To do this, the company surveyed median home values and mortgage payments, as well as cost of living expenses such as groceries, transportation, utilities and healthcare for zip codes in 48 states and the District of Columbia. To find the total amount of money needed to live comfortably in each zip code, the study split the costs using the following metrics: necessities (50 percent), discretionary income (30 percent) and savings (20 percent).
Below are the results.

Top 5 Most Expensive Zip Codes

Atherton, Calif.: 94027
Total Income Needed: $668,078

Water Mill, N.Y.: 11976
Total Income Needed: $438,510

Alpine, N.J.: 7620
Total Income Needed: $330,756

Medina, Wash.: 98039
Total Income Needed: $297,905

Greenwich, Conn.: 6830
Total Income Needed: $222,002

Additional Study Insights

- Honolulu, Hawaii (96821) sits at No. 6 on the list of most expensive zip codes across the country, with a total income of $202,798 needed to live comfortably there. This city also has utility, transportation and grocery costs that top the charts.

- Of the most expensive ZIP codes in every state, the 25314 ZIP code in Charleston, West Virginia is the lowest, with a total income needed of just $61,100.

- South Dakota and Maine have been excluded from the list due to lack of data (for example, only two ZIP codes exist in Maine).

Source: GOBankingRates

Published with permission from RISMedia.


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Are You Making These Travel Insurance Errors?

July 14, 2017 1:00 am

Traveling to a new destination is exciting--and expensive. When it comes to insuring your trip, Squaremouth, explains the following three mistakes travelers make that causes them to overspend on travel insurance.

Not Capitalizing on Credit Card Insurance

Travelers don't always know that some credit cards include free travel insurance for customers who pay for trips with their card. However, many of these cards limit the trip costs that can be covered, and typically don't cover medical emergencies during a trip.

Expert Tip: Only insure the trip costs that are not covered by your credit card. If your card covers $10,000 per trip, and your trip cost is $15,000, you can save money by only insuring the additional $5,000. A lower trip cost typically results in a less expensive policy, however, be aware that some providers require you to insure 100 percent of your trip cost.

Over-Calculating Non-Refundable Trip Costs

Trip cost is one of the main factors that can drive up the price of a policy. Travelers have the choice of insuring all, some, or none of their trip cost, but travel insurance can only reimburse prepaid and non-refundable trip expenses up to the amount insured.

Expert Tip: Insure only the trip cost you lose if you cancel. If you just pay a 50 percent penalty to cancel a hotel reservation, insure that amount rather than the full cost of the hotel to get a less expensive policy.

Overlooking the Least Expensive Policies

When comparing travel insurance, more expensive does not mean better. Each provider tailors their policies toward a specific demographic. If one policy is less expensive than another policy with the same coverage amounts, it's because the traveler falls in that provider's sweet spot, not because the coverage is worse.

Expert Tip: Pick the least expensive policy that meets the coverage you need.

Source: SquareMouth

Published with permission from RISMedia.


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Cool Down with These Frosty Summer Treats

July 12, 2017 1:00 am

Smoothies, popsicles and chilled boozy beverages are often the go-to for an edible cool-down. Shake up your chilled staples with these frosty treats.

Frozen grapes. Wash a rack of grapes, remove them from the stems, and pop them in the freezer. Pull out a handful whenever you’re feeling overheated--or just want a refreshing snack.

Chilled watermelon. Watermelon is an iconic summer staple. Cube it and keep it in the fridge for even more ahhhh.

Fruity ice cubes. Looking to jazz up your summertime drinks? Fill an ice cube tray with water, and add a few raspberries or blueberries to each cube before freezing.

Chocolate covered bananas. These cool creamy treats are a bit more work, but completely worth it. Slide a popsicle stick into a ripe banana. Dip the banana in melted chocolate, place on a baking tray lined with parchment paper, and freeze for 4-8 hours or more.

Published with permission from RISMedia.


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Splash: Water Safety Tips, Broken Down

July 12, 2017 1:00 am

Headed to the water this summer? We can’t blame you. But whether you’re going solo, with friends, or little ones, it’s important to keep safety front and center as you don your swimsuit.
Below are a handful of SPLASH tips for enjoying beaches, lakes and rivers this summer, from Georgia Power:

- Supervision Designate an adult to watch children at all times. Do not assume someone else is watching.
- Prevention – Wear personal flotation devices (PFD or life jacket), install fencing around pools, and use drain covers in hot tubs and pools.
- Look before you leap – Never jump into water without knowing how deep it is and what is below the surface.
- Arm's Length – Adults should be arm's length to children in water, and safety tools such as hooks should be nearby at all times.
- Swim Lessons – Knowing how to swim greatly reduces the chance of drowning. Classes are often available through the Red Cross or YMCA.
- Have a Water Safety Plan – Know what to do during an emergency.

Source: Georgia Power

Published with permission from RISMedia.


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Simplify Your Lifestyle this Summer

July 12, 2017 1:00 am

(Family Features)--From backyard barbecues and trips to the beach to baseball games and swim meets, summer is all about family fun. It's also an ideal time to slow down and incorporate a more mindful routine at home.  

This season, prioritize a "less-is-more" lifestyle by making smart swaps, like using products with better ingredients, to simplify your life and create an even healthier home for your family. With these easy, helpful tips, you can arm yourself with the tools to spend more time focusing on family and fun.

Pick Produce, Not Processed. What you feed your family often fuels summer fun, but favorite treats like ice cream and hot dogs can be full of unwanted ingredients and added sugars. Skip prepackaged items and look for fresh, seasonal produce that can be incorporated into multiple meals throughout the day, which can also lead to a shorter grocery list and less waste.

Minimize Your Regimen. Take advantage of the seasonal climate to shorten your beauty routine and save time, energy and products. There's no need to blow dry hair with warm weather - sleep in two twisted braids for beachy waves, air-dry after the shower or throw on a wide-brimmed sun hat to hide bed head. Also focus on products that do double duty: replace sticky lipsticks and gloss with tinted chapsticks that include SPF or mix in a drop of sunscreen to liquid foundation.

Simplify Cleanup. It's easy to let the myriad rotating summer activities turn your space into an unexpected mess, so proactively prepare for the chaos by creating a cleanup kit. A clean towel, water bottle, sunscreen, change of clothes and snack in a small tote or plastic container can be left in the trunk of the car or in the garage to keep you from running around searching for supplies. This way, you're prepared for whatever summer brings, be it spilled ketchup, an unexpected shower or even a care-free run through the backyard sprinkler.

Source: allsulfatefree.com

Published with permission from RISMedia.


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How-to Throw Shade On Your Deck

July 11, 2017 12:57 am

Summer sun is fun, but what happens when you want to retreat from the heat? Below are five deck shade solutions to help provide coverage all season long.

Canopy awning. Looking for semi-permanent shade? These fabric-roofed structures are attached to a free-standing frame that you bolt to your deck for year-round coverage.

Oversized patio umbrella. If you’re looking for a simple version of the canopy awning, try an oversized patio umbrella that will give you feet of shade, but need not be bolted down like the awning.

Shade cloth. These durable strips of cloth can be strung from the corners of your deck to provide cooling coverage.

Retractable awnings. Similar to shade cloths, these accordion-style awnings can be pulled in our out at your leisure.

Portable shade canopy. Also known as “easy ups,” these four point square structures can be set up on the deck and removed when no longer needed.

Published with permission from RISMedia.


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Ideas for the Fifth Wall

July 11, 2017 12:57 am

If you’ve ever felt like the walls are closing in on you, here’s a simple solution: Look up.

The ceiling, referred to as the fifth wall in design circles, is an often overlooked element when decorating, yet can make a tremendous impact when thoughtfully incorporated into your home’s decor. Here are some ways to make the most of your overhead:

Skylights. In rooms where your fifth wall is also the roof, the addition of a skylight or two can make not only an amazing impact on the look and feel of the room, but work wonders for energy efficiency as well. Skylights provide balanced, natural light that reduces reliance on powered light and ventilation fixtures. They can also work in concert with vertical windows to create the "chimney effect" where cool, fresh air enters through vertical windows and warm, stale air escapes from the skylights, cooling your home without using electricity.

Wood. From elegant to cabin-like, a slat wood ceiling can dramatically change the ambience of a room. Whether stained rich cherry, white-washed or natural pine, installing a wooden fifth wall can achieve a wide variety of interesting looks.

Wallpaper. A carefully chosen wallpaper - either in a print, stripe or textured solid - can add a real wow factor to a room’s interior design when used on the ceiling. Do lots of research online to get an idea of the look you’re going for and consult your local home improvement expert as well.

Paint. There’s no need to stick to basic white when it comes to painting your ceiling. Consider adding an interesting pop of color, a stenciled pattern or some trompe l’oeil effects. Or, paint the ceiling the same hue as a room’s walls for a cozy feel to your space.

No matter what you choose, be creative. Decorating your ceiling is a great chance to reflect your personality and add great interest to an otherwise average space.

Published with permission from RISMedia.


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